Disaster Assistance for Homeowners and Businesses

Grants for Homeowners

Information regarding grants and assistance for homeowners impacted by Sandy is available online at renewjerseystronger.org, or through a hotline, 1-855-SANDYHM (1-855-726-3946). 

Applications for those who have applied for Homeowner Resettlement grants or the Reconstruction, Rehabilitation, Elevation and Mitigation Program will be processed on a first-received, first-evaluated basis, and will be prioritized based on the degree of sustained damages.

Additional Information for Homeowners

Mortgage Relief

For information on mortgage payment relief, homeowners should contact their mortgage servicer – the company to which they send their monthly mortgage payment – or call Freddie Mac at 800-FREDDIE.  Freddie Mac's general disaster relief policies are posted online at https://www.freddiemac.com/singlefamily/service/disastermgmt.html.

Business Owners

Small Business Administration

Residents and businesses that registered with FEMA may apply for a disaster loan. The Small Business Administration (SBA), not FEMA, provides low-interest loans to cover residential losses not fully compensated by insurance and loans up to $2 million for small businesses and most private, non-profit organizations of all sizes that have suffered property damage or loss of cash flow. Residents can apply online at https://www.sba.gov/content/applying-disaster-loan. To find the nearest SBA location, please call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail disastercustomerservice@sba.gov.